Privacy Policy


This privacy policy explains how ROSS-STERN & ASSOCIATES (DBA Ross-Stern & Associates) or ‘we’ use any personal information we collect about you when you use this website.

Ross-Stern & Associates know that you value your privacy. That is why we want to make certain that you understand our policies and practices regarding your personal information. This Privacy Policy explains the type of personal information we collect, what we do with it, what we don't do with it, and how we keep it safe. By visiting this website, you are accepting the practices described in this Privacy Policy.

I. Who Does This Privacy Policy Apply To?

This Privacy Policy applies to the conduct of Ross-Stern & Associates, which operates this website. When we use the terms "website" or "this website", we mean those webpages and website described and defined in the Terms and Conditions of Use.

This Privacy Policy does not apply to the practices of companies that Ross-Stern & Associates does not own or control, or to people that Ross-Stern & Associates does not employ or manage. Third party websites that you connect to through this website are not under Ross-Stern & Associates' control and are subject to their own privacy policies rather than this Privacy Policy. For more information about linking to third party websites through this website, please see the Terms and Conditions of Use.

II. What Information Does Ross-Stern & Associates Collect About You?

In order to serve you better, it is necessary for Ross-Stern & Associates to collect certain information. The type of information that Ross-Stern & Associates collects depends on what you do when you visit our website.

We collect information about you to: fulfill your request e.g., if you fill out a ‘Contact Us’ form we use this information to contact you directly, process your order, manage your account and, if you agree, to email you about other products, services, and information we think may be of interest to you. We may use your contact information to advertise our service to you on third-party websites such as Facebook, Google, and/or Twitter and related websites. We may also contact you directly to follow up on the service and user experience we provide.

We use your information collected from the website to personalize your repeat visits to our website. If Ross-Stern & Associates and its website, www. is ever sold to another company, your contact and other personal information that you may have shared with us may be passed on to this new party.

We will take cautionary measure to ensure we do not collect any personal data from you we do not need in order to provide and oversee the above services to you.

We collect information about you when you subscribe to receive email newsletters and other content from us, fill in a contact form, or email us directly. We also collect information when you voluntarily comment on our blog posts, provide feedback and participate in contests. Website usage information is collected using cookies. (For details, please see section C. "Cookies" below.)

If you have opted in to receive email updates from Ross-Stern & Associates, we distribute all our emails through MailChimp, a third-party email automation service provider. You can read their privacy policy here:

A. Information That You Provide to Us

In order for us to create your personalized website experience and/or to send you email newsletters and other content via an opt-in subscription, you will need to provide us with some personal information about yourself. The information that we collect can include: (1) your name; (2) your e-mail address; (3) your telephone number; (4) how you heard about our website; (5) any information that you choose to supply to use voluntarily, such as via the Contact Us page on our website, or comments that you may choose to leave in response to a blog posting on our website.

B. Information That We Collect Automatically

We also collect certain types of information automatically whenever you access and use our website. Some of this information is stored in cookies (see the next section for a discussion of cookies). Examples of the information we collect automatically include: (1) the Internet protocol (IP) address of the computer you are using; (2) the browser software you are using; (3) your operating system; (4) the date and time you access our website; and (5) the Internet address of the website from which you linked directly to our website; (6) your physical location by country or region.

C. Cookies

Cookies are pieces of information (in the form of small text files) that we transfer to your computer's hard drive through your web browser for record-keeping purposes. We use cookies to store some information that enables us to improve your experience at our website in a number of ways and to make your use of our website more efficient. Cookies also help us to learn about how and when people use our website so that we can determine which parts of our website are popular and which need to be modified to be more useful. Although cookies do identify a website user's computer, cookies alone cannot personally identify a user.

Your web browser only allows us to access the cookies we have already sent to your computer, not the cookies that other websites have sent. We do not and cannot use cookies to retrieve any information from your computer that we did not put there in the first place. You can adjust your web browser to refuse all new cookies, to notify you whenever you are about to receive a new cookie, or to disable cookies completely. Most web browsers also offer users the ability to control the placement and duration of cookies. Search for "cookies" under the web browser's Help menu for more information on cookie management features available. Please note, however, that many parts of our website will not function properly if you do not allow cookies.

This site uses different types of cookies. Some cookies are placed by third party services that appear on our pages. For further information visit or

D. Action Tags

Action tags, which are also known as web beacons or pixel tags, are small invisible images that are placed in certain areas of our website. When an action tag is triggered by someone using our website, that information is logged in an external vendor system and is linked to that user’s anonymous cookie ID. We use action tags to gather anonymous information about our website and to improve our website so that it can better meet your needs.

E. Collection of Information by Third Parties

We work with third parties to serve advertisements about Ross-Stern & Associates. These third parties may use tracking technologies to collect anonymous data about users who view or interact with advertisements or our website. When you interact with, view, or click on an advertisement or visit our website, the third party might collect non-personally identifiable information about you, such as an anonymous cookie ID, the specific advertisement that you clicked on, and the time and place of delivery.

Third parties may use tracking technologies, such as cookies and action tags, when serving advertisements. These common technologies are used for auditing, research and reporting purposes. Third party cookies and action tags are subject to the privacy policy of the company placing them. For information about opting out of third party cookies, you may visit the Network Advertising Initiative at You can adjust your web browser to refuse all new cookies, to notify you whenever you are about to receive a new cookie, or to disable cookies completely. Most web browsers also offer users the ability to control the placement and duration of third party cookies. Search for "cookies" under the web browser's Help menu for more information on cookie management features available.

F. Collection of Personal Information from Children

Ross-Stern & Associates believes that it is extremely important to protect children's personal information. As such, Ross-Stern & Associates does not collect any personal information that can be identified with anyone under the age of 16. In fact, as discussed in our Terms and Conditions of Use, no one under the age of 16 is allowed to use any features of this website that result in our actively collecting personal information.

III. What Does Ross-Stern & Associates Do with the Information It Collects?

The primary reason why we collect information from you is to provide you with the services that you request and to enhance your experience at our website. Services such as the free email newsletters and related content that we share would be impossible without the personal information that you provide to us. We also use the information we collect to make sure that our website provides you with the resources you need and the level of quality you expect. For example, information about the sections of the website that people visit most frequently and least frequently helps us to decide which features website users find useful and which features need some changes.

In addition to our internal use of the information we collect, your personal information is used to help make sure that you receive or can access pertinent information that we hope will help you. One way we do this is by using your e-mail address to send you periodic updates and related educational information about tax, accounting, auditing, financial guidance, and similar topics. We do not share your name, email address, or any related personal information with outside companies or organizations.

While we believe that the more information you have about books we publish could make it more likely you may wish to purchase them, we also understand that you value your privacy. If you would prefer that Ross-Stern & Associates not e-mail you any periodic updates about our books or related content, all you need to do is tell us. Just email us at and let us know about your preference.

Please be advised, however, that we reserve the right to disclose any personal information about you without your prior consent if we have a good faith belief that such disclosure is necessary to: (1) conform to legal requirements or comply with valid legal process, such as a search warrant, subpoena, or court order; (2) protect our rights or property; (3) enforce the provisions of the Terms and Conditions of Use; or (4) prevent harm to you or others.

Ross-Stern & Associates sometimes shares or could at a future date share with third parties certain anonymized, non-personal, summary information about the people who use our website. This information is not personally identifiable in any way and consists of facts such as the average numbers of visitors to our website per day and the most popular sections of our website. Also, as discussed in more detail above, information resulting from action tags being triggered is logged in an external vendor system and is linked to that user’s anonymous cookie ID. None of this information is personally identifiable information.

IV. What Kind of Security Does Ross-Stern & Associates Use to Protect Your Privacy?

We know that when you provide us with any type of information, you're trusting us to keep it safe from unauthorized intrusion. We take all reasonable steps, through the use of updated security software and protocols, as do third parties we utilize for the hosting of our website and emails (such as Squarespace and MailChimp) to ensure that your personal information is safe.

V. What Do You Need to Do to Protect Your Personal Information?

You have several options when deciding how you can best protect your personal information. One option is simply not to volunteer any personal information. This approach would prevent you from taking advantage of several of our website's most useful features, such as the personalized website information. Another option is to configure your web browser to refuse all new cookies, to notify you whenever you are about to receive a new cookie, or to disable cookies completely. However, many parts of our website will not function properly if you do not allow cookies. The Federal Trade Commission's website also offers useful information about how to protect your personal information while on the internet.

VI. How Can You Find Out What Personal Information Is on Record?

We believe that it's important for you to be able to find out what personal information you have provided to us through our website. If you have completed an on-line Subscription Form, you can contact us by email at and ask us what information we have on record about you. If you haven't completed an on-line Subscription Form, or voluntarily shared personally identifiable information when sending us an e-mail via our Contact Us page or responding to a blog posting, then we don't have any personally identifiable information about you.

VII. How Can You Correct the Personal Information on Record with Us?

We know that you want the information we have on record about you to be as complete and accurate as possible. We feel the same way, since maintaining accurate information is essential to our efforts to give you the best possible experience when you visit our website. That's why we encourage you to correct any information that might be outdated or otherwise invalid. It's easy to make changes. Simply contact us at

VIII. Marketing

We would like to send you updates and information about products and services of ours and other companies which may be of interest to you. If you have consented to receive marketing information, you may opt out at a later date. You have a right at any time to stop us from contacting you for marketing purposes or giving your information to other parties. If you no longer wish to be contacted for marketing purposes please click on the UNSUBSCRIBE link in our email newsletters or contact us at

IX. What are your rights?

You have the right to request a copy of the information that we hold about you. If you would like a copy of some or all of your personal information, or if you have any questions about our Privacy Policy or information we hold about you, please email or write to us at the following address. 



Ross-Stern & Associates
18520 Burbank Blvd., Suite 104
Tarzana, CA 91356 USA

XI. How Can You Get Additional Information About Ross-Stern & Associates' Privacy Policy?

For additional information about our Privacy Policy, please contact us at

XII. What Can You Do About Violations of This Privacy Policy?

If at any time you believe Ross-Stern & Associates has not adhered to the principles set forth in this Privacy Policy, please notify us and we will make all commercially reasonable efforts to promptly correct the problem. We can be contacted at

XIII. Amendments to Ross-Stern & Associates’ Privacy Policy

From time to time, it may be necessary for Ross-Stern & Associates to amend this Privacy Policy. You are responsible for regularly reviewing this Privacy Policy so that you will be aware of any changes. However, if we make any substantial changes in the way we use your personal information, we may notify you by posting a prominent announcement on our website and/or sending you an e-mail to the address you used to register yourself with Ross-Stern & Associates. Please note that your continued use of this website means that you accept the amendments to this Privacy Policy.

Click here for our General Data Protection Regulation (GDPR) FAQ information.